14 Best Crypto Cards for EU Residents Like Wirex In 2026

In this article, I will review the Best Crypto Cards for EU Residents such as Wirex, their main features, supported cryptocurrencies, payment options, fees, cashback rewards, and availability in European countries.

You will learn how these cards work, what benefits they offer and which options may suit your everyday spending needs, you will be able to choose a crypto card based on your preferences.

Key Points & Best Crypto Cards for EU Residents like Wirex

Crypto Card	Explanation
Wirex Card	Spend crypto and fiat currencies globally, with rewards and convenient payment features.
WhiteBIT Nova Card	Connect crypto holdings with everyday payments through WhiteBIT’s card and exchange ecosystem.
Nexo Card	Switch between debit and credit modes while accessing crypto-backed spending flexibility.
Crypto.com Visa Card	Spend supported cryptocurrencies worldwide and unlock tier-based rewards and additional card benefits.
Bitget Wallet Card	Use supported stablecoins for everyday purchases through Bitget Wallet’s payment ecosystem.
MetaMask Card	Spend supported crypto assets directly from your wallet at participating Mastercard merchants.
Bybit Card	Pay using supported crypto balances and access eligible rewards where the card operates.
RedotPay Card	Convert supported stablecoins into convenient payments for online and in-store purchases.
Binance Card	Spend eligible crypto assets through Binance-linked card services where regional availability permits.
Ether.fi Cash	Combine crypto-linked spending with self-custody features and eligible cashback opportunities.
Kolo Card	Explore crypto-funded payment options designed to simplify everyday spending with supported digital assets.
Avici Card	Access crypto payment functionality through Avici’s card offering, subject to regional eligibility.
Bitpanda Card	Spend supported digital assets and traditional currencies using your Bitpanda account balance.
Coinbase Card	Spend eligible crypto or cash balances through Coinbase’s card service in supported markets.

14 Best Crypto Cards for EU Residents like Wirex

1. Wirex Card

Wirex Card is a payment card linked to your Wirex account that allows you to spend crypto and traditional currency. EU availability: Wirex lists a number of European countries, including France, Germany, Italy, Spain and the Netherlands, although services are dependent on residency and verification.

Card type: See which virtual or physical card options are available in your country at this time. Accepts: Customers can shop online and in-store and withdraw cash where available. Apple Pay and other payment options depend on the card program.

Fees and charges: Before you start spending, check out crypto conversion spreads, ATM fees, foreign exchange charges and any service fees specific to your account. Cashback Wirex promotes rewards on qualifying purchases.

The amount and conditions are determined by the applicable program. Supported currencies: Supported cryptocurrencies and fiat currencies differ by service and jurisdiction, check the current in-app list. Where you can use it: Before you apply, look at the provider’s list of eligibility by country.

Wirex Card Feature

Feature	Explanation
Crypto and Fiat Spending	Spend supported cryptocurrencies and traditional currencies through your Wirex account.
Everyday Payments	Use the card for eligible online purchases and in-store payments.
Rewards Programme	Access eligible crypto-related rewards under the applicable Wirex programme.
Account Management	Manage card transactions, balances, and supported assets through the Wirex app.

2. WhiteBIT Nova Card

WhiteBIT Nova Card Linking everyday payments to the WhiteBIT exchange ecosystem, the WhiteBIT Nova Card comes in virtual and physical card variants. Availability in the EU: Eligible residents of the listed markets may apply in the listed markets pending identity verification: Germany, France, Poland, Spain and the Netherlands.

Card type: WhiteBIT accepts virtual and physical Visa card types. Payment methods: Use the card to pay online and in stores at participating merchants. Physical cards can also be used for ATM withdrawals. Fees and charges: No monthly or inactivity fee on the published schedule; transaction fees up to 1%; €3 ATM withdrawals in the EEA, non-EEA withdrawals have an additional percentage charge.

Cashback: Rewards depend on eligible merchant categories and the current program; published maximum €25 per month. Supported currencies: Refer to your WhiteBIT account and card settings for supported funding assets and conversion requirements. WhiteBIT lists many EU and EEA countries where it is available, but eligibility and supported features vary by location.

WhiteBIT Nova Card Feature

Feature	Explanation
Direct Crypto Spending	Spend eligible assets from your WhiteBIT account without manually converting them beforehand.
Visa Payments	Pay at merchants accepting Visa, subject to card and merchant restrictions.
Cashback Benefits	Earn eligible cashback on qualifying purchases across supported spending categories.
Spending Power	Review eligible assets and available spending options through the WhiteBIT ecosystem.

3. Nexo Card

The Nexo Card is built for customers who want to spend their digital currencies or get liquidity without having to sell their crypto. EU availability: Nexo is available to eligible residents of selected European countries, including supported EEA markets, subject to identity verification.

Card type: Debit and credit modes, virtual and physical card options based on eligibility. Payment methods: Supported everyday purchases can be made by customers anywhere where the card network is accepted with crypto or eligible fiat-linked assets used in accordance with the selected mode.

Fees & Charges: Foreign exchange fees vary by currency, location, and weekday or weekend. ATM withdrawals may be free up to tier-based limits, with fees charged beyond those limits. Cashback: Up to 2% cashback in NEXO tokens on eligible credit mode purchases, or at a lower rate in Bitcoin, depending on your loyalty tier and account conditions.

Supported currencies: You can spend assets that are supported cryptocurrencies, stablecoins, and Nexo’s fiat-linked assets like EURx, USDx, and GBPx. If available: Eligibility is limited to certain European jurisdictions, so please refer to the current eligibility list prior to applying

Nexo Card Feature

Feature	Explanation
Dual Payment Modes	Choose between debit and credit modes, subject to account eligibility.
Crypto-Backed Spending	Access spending flexibility using eligible digital assets and available credit.
Loyalty Rewards	Qualify for rewards based on the card programme and applicable loyalty tier.
Digital Card Management	Monitor transactions and manage card settings through the Nexo platform.

4. Crypto.com Visa Card

The Crypto.com Visa Card is a prepaid card that allows eligible cardholders to spend their funded balance and earn benefits based on their card tier. EU availability: Available on Crypto.com in a number of European markets including France, Germany, Italy, Spain, the Netherlands and other eligible European countries.

Card type: It is a prepaid Visa card with different tiers of cards that offer different benefits. Payment methods: Visa supports online and in-store purchases and cash withdrawals within applicable limits. Fees and charges: ATM allowances and foreign transaction charges vary according to tier, with different fees for non-euro purchases within and outside the EU and UK, as detailed in the provider’s published schedule.

Please check the current schedule of any applicable fees for issuance, replacement or otherwise. Cashback: Rewards and other benefits are subject to the card tier, the terms of the current program and are not available on all purchases.

Supported currencies: The card operates with its supported fiat balance and eligible funding assets, with rules for crypto conversion or top-up depending on the service. Where available: See the Crypto.com current European country list and fee schedule as availability and terms are subject to change

Crypto.com Visa Card Feature

Feature	Explanation
Prepaid Card Functionality	Fund the eligible card balance before making purchases.
Global Visa Acceptance	Pay at supported online and physical merchants accepting Visa.
Tier-Based Benefits	Access different rewards and benefits according to the applicable card tier.
Mobile Payment Support	Use compatible mobile wallets where supported by your card and region.

5. Bitget Wallet Card

Bitget Wallet Card is a wallet-based payment experience that enables users to make daily purchases with supported digital currencies. EU Availability: Bitget Wallet is available for the European Economic Area and the UK as a supported application area, subject to local eligibility.

Card type: Check the current application flow for the wallet for the virtual or physical card options available to your location. Payment methods: The provider lists connections to Apple Pay, Google Pay, PayPal and Alipay, although availability can depend on region and account setup.

Fees and charges: Please check the current card terms for issuance, conversion, foreign exchange, ATM and other charges before you fund the account. Cashback. Bitget Wallet offers up to 3% back in assets, but actual reward depends on eligible purchases, promotional conditions and eligibility rules.

Supported currencies: Check the card interface to see which stablecoins, tokens, networks and funding balances are supported. Where it’s available: Provider lists EEA and UK; other regions supported globally; local availability may vary

Bitget Wallet Card Feature

Feature	Explanation
Crypto Funding	Top up using supported assets such as USDT and USDC.
Global Payments	Spend at participating Visa or Mastercard merchants, depending on the issuing partner.
Mobile Wallet Integration	Connect compatible cards with Apple Pay, Google Pay, and other supported payment services.
Asset-Based Rewards	Earn advertised rewards of up to 3% in eligible assets, subject to programme conditions.

6. MetaMask Card

MetaMask Card allows eligible users to spend supported crypto assets directly from their wallet for everyday purchases. EU availability: Card availability is limited to select European countries such as Austria, Belgium, France, Germany, Italy, Netherlands, Portugal, and Spain. Not all EU countries are supported.

Card type: Supported regions receive a virtual crypto debit card, with separate regional restrictions for the premium Metal option. Payment options: Mastercard for online and in-store purchases. If your setup allows, you can also pay with Apple Pay and Google Pay.

Fees and charges: The provider advertizes no foreign transaction fees for its Metal card; verify the applicable virtual card fees and crypto conversion terms. Cashback: Advertized rewards are 1% back in mUSD on the virtual card and 3% on Metal, subject to program conditions and eligibility in select regions.

Supported currencies: The provider supports a list of assets including mUSD, wETH, EURe, GBPe, USDC, USDT and more. Supported networks and availability of assets depend on the setup. Where to get it: Before applying, you’ll need to check the official country list, as the availability of premium and virtual cards is region-dependent.

MetaMask Card Feature

Feature	Explanation
Wallet-Based Spending	Spend eligible digital assets through a supported MetaMask wallet setup.
Mastercard Payments	Make purchases at supported merchants accepting Mastercard.
Self-Custody Integration	Connect spending with eligible wallet assets under the card’s supported arrangement.
Cashback Options	Access advertised rewards where available, subject to card tier and programme terms.

7. Bybit Card

Bybit Card allows eligible users to spend eligible balances from their Bybit account at merchants accepting the card network. EU availability Note: Instead of assuming an older global card program still applies, EEA residents should use the Bybit EU service and check eligibility for their country.

Card type: Bybit EU provides a Mastercard debit card, featuring virtual and physical card options, depending on the program available. Payment methods: Cardholders can use supported cards to make purchases in stores or online. Cash withdrawals and mobile wallet support are subject to the card.

Fees and charges: Please refer to Bybit EU’s fee schedule for crypto conversion, foreign exchange, ATM withdrawals and spending limits. Cashback: Rewards are linked to the existing loyalty program and eligibility rules, so check the applicable rate before you count on it.

Supported currencies: Supported crypto and fiat balances are subject to the Bybit EU card terms and conditions at the time. Where do you get it? Eligible residents of the EEA can find the Bybit EU application portal, and other regions may have separate card programs and conditions.

Bybit Card Feature

Feature	Explanation
Account-Linked Payments	Use eligible balances from your supported Bybit account for purchases.
Online and In-Store Spending	Make eligible purchases at merchants accepting the card network.
Crypto Conversion	Convert supported assets according to the card’s transaction and conversion rules.
Rewards Programme	Access eligible card rewards when offered under your regional programme.

8. RedotPay Card

The RedotPay Card is a payment card that allows you to spend supported digital currencies, mainly stablecoins, on daily expenses. Availability in the EU: Eligibility varies by country because RedotPay does not issue cards in certain jurisdictions, including in some European markets. Card type: Check for availability of virtual or physical card for residents in your country.

Payment options:Depending on the card program, users can make eligible online and in-store payments wherever the card network is accepted. Fees & Charges – Check the latest official schedule for card issuance, top-up, crypto conversion, foreign exchange and ATM withdrawal fees.

Cashback – Don’t assume cashback is included, find out if your particular card is part of an active rewards program. Supported currencies Before you transfer funds, check the supported stablecoins, cryptocurrencies, funding networks, and settlement currencies.

Where it’s available: RedotPay has separate restrictions for card issuance and physical delivery, so check both your residential eligibility and delivery options before applying

RedotPay Card Feature

Feature	Explanation
Stablecoin Funding	Fund eligible card balances using supported stablecoins and digital assets.
Everyday Purchases	Make eligible online and in-store payments at supported merchants.
Virtual Card Access	Use virtual card details for supported online payment transactions.
International Spending	Pay internationally where the card is accepted, subject to fees and restrictions.

9. Binance Card

The Binance Card allows you to use your eligible assets in your Binance account to spend at supported merchants. EU availability: The former Binance Visa Card program in the EEA was discontinued in December 2023 so EU residents should not assume that the legacy product is still available.

Card type: The discontinued European product was a Visa payment card; any new regional offerings will need to be assessed on a case-by-case basis. Payment Methods: In-store and online card payments supported in the past may be eligible. Historical features are not an indication of current availability.

Fees and charges: Don’t use historical fees as current pricing. Check if Binance has an active card program in your jurisdiction. Cashback: Past award arrangements should not be claimed as current benefits unless an active program has been confirmed.

Supported currencies: Historical card-supported assets may not be indicative of current Binance payment products. Where it can be found: Check the current Binance card page for your country before adding it as an actionable EU option. If there is no eligible product available, mark it as discontinued or unavailable, instead of recommending it as an active card.

Binance Card Feature

Feature	Explanation
Crypto-to-Fiat Conversion	Convert supported crypto assets into the required payment currency during transactions.
Mastercard Acceptance	Use eligible cards at merchants accepting Mastercard in supported markets.
Multiple Funding Assets	Spend supported cryptocurrencies and stablecoins according to the regional programme.
Regional Card Programmes	Access card services only where Binance currently offers an eligible product.

10. Ether.fi Cash

Etherfi Cash offers account features for those who want to use digital currencies for everyday purchases, and a crypto-linked spend product. EU availability The provider lists a few countries in Europe, including France, Germany, Italy, Spain and the Netherlands, but published country information lists Belgium and Ireland as unavailable for its physical card. Card type: Physical card support is available in supported markets. See if your account can get a virtual option.

How to pay: Cardholders can use the card for everyday purchases at merchants that accept the card, subject to merchant and regional restrictions. Fees and charges Check card membership, foreign exchange, ATM withdrawal and other applicable fees, including any different treatment for euro transactions.

Cashback: Ether.fi has a tiered cashback scheme, with rates based on membership level and monthly spend. The standard scheme can start at 3% for eligible spend, before stepping down at higher spend levels.

Supported currencies: Check which spending currencies are supported and which crypto assets are eligible in the current terms of the account. Where you can get it: Ether.fi has a country-by-country list of eligibility, so do check out both your residency and physical card availability before applying

Ether.fi Cash Feature

Feature	Explanation
Crypto-Linked Spending	Fund card spending through supported assets available in your Ether.fi account.
Virtual and Physical Cards	Choose an eligible card format according to your membership and location.
Cashback Rewards	Earn eligible cashback on qualifying everyday purchases under current rewards terms.
Additional Account Services	Access supported financial features through the Ether.fi app ecosystem.

11. Kolo Card

The Kolo Card is designed to connect crypto holdings to daily spending. It will allow the conversion of supported digital currencies at the time of payment. EU availability: Kolo markets services to international users and refers to EU regulatory standards but applicants should verify card issuance eligibility for their specific EU country.

Card type: Please refer to the latest Kolo app for the card format and program available in your area. Payment methods: The provider allows online and in-store payments, as well as Apple Pay and Google Pay integration. Fees & charges: Kolo gives 0% markups on USDT, USDC and EURC, but users should check the full schedule for other assets, conversion rates and other charges.

Cashback Make sure to check whether there is an active cashback scheme and what the qualifying conditions are – don’t assume rewards are included. Supported Currencies Kolo supports BTC, ETH, USDC and other crypto holdings.

Check the app to confirm which assets and networks are supported. Availability: Kolo claims broad international availability, but the countries a card can be issued in and the countries where payments are accepted may not be the same

Kolo Card Feature

Feature	Explanation
Crypto-Funded Payments	Use supported digital assets to fund eligible card transactions.
Digital Payment Convenience	Access supported online payments and compatible mobile payment services.
Stablecoin Support	Check the current supported asset list for eligible stablecoin funding.
In-App Controls	Review available balances, transactions, and card settings through supported app features.

12. Avici Card

The Avici Card is a crypto-linked payment card program, with both virtual and physical options and alternative fee models. EU availability: Avici does not establish general availability across EU countries in its published available-region list, so most EU inhabitants must check eligibility directly before considering it.

The provider documents both physical Platinum, Signature and virtual cards. Card type Payment Methods: Eligible users can use the card for eligible purchases wherever Visa is accepted, subject to regional restrictions.

Fees and charges: Prices published are for varying one-off or annual card charges by product tier . ATM fees are subject to card type and cross-border Visa charges may apply . Cashback: Do not assume the card has a standard reward rate, check the card’s current terms to see whether there is any cashback or rewards.

Card support currencies: Look at the latest card documentation for funding assets and settlement currency and conversion condition. Where you can use it: Avici has a few countries and excludes a number of jurisdictions. Make sure your country is supported for card services, and not just for its self custody wallet.

Avici Card Feature

Feature	Explanation
Virtual Card Options	Access supported virtual card products where eligible.
Physical Card Options	Obtain a physical card in supported countries and programmes.
Everyday Card Payments	Make eligible payments at merchants accepting the applicable card network.
Tier-Based Services	Compare card tiers for their applicable fees, limits, and additional benefits.

13. Bitpanda Card

The Bitpanda Card allows eligible customers to spend supported crypto assets and other eligible balances via a Visa-linked payment card. Availability in the EU: Availability is subject to Bitpanda’s supported markets and the eligibility of customers. Please check if your country and account type are eligible. Card type: A Visa debit card associated with your Bitpanda account.

Payment options: Users can pay online and in-store wherever Visa is accepted. Apple Pay support is promised for compatible devices. Fees & charges: No monthly card fee and 0% foreign exchange fees on non-euro transactions (Visa markups may apply).

Also check for crypto conversion fees and terms for specific assets. Cashback: 1% cashback on eligible crypto-asset spending is offered by the provider. Payments in euros, metals, stablecoins or other excluded assets are not eligible under the stated program conditions.

Supported currencies: Bitpanda advertizes spending across 600+ crypto assets, as well as supported metals and other eligible balances. If available: Please check Bitpanda’s current information on card eligibility in your country before applying.

Bitpanda Card Feature

Feature	Explanation
Broad Asset Spending	Spend supported cryptocurrencies and eligible assets from your Bitpanda account.
Visa Debit Payments	Make purchases wherever Visa is accepted, subject to local restrictions.
Crypto Cashback	Earn advertised 1% cashback on qualifying crypto-asset spending.
In-App Asset Selection	Select primary and fallback payment assets using supported card controls.

14. Coinbase Card

The Coinbase Card allows eligible customers to spend supported cryptocurrencies or local currency from their Coinbase account wherever Visa is accepted. EU Availability: As of October 2023, Coinbase supports the following European markets: France, Germany, Italy, Spain, the Netherlands and other EU countries. Coinbase requires account verification for trading.

Card type: Visa payment card; check what virtual and physical options are currently available in your region. Payment methods: It accepts online and in-store purchases, and ATM cash withdrawals where available. Fees and charges: Coinbase states that it does not charge transaction fees for card spending, but crypto conversion spreads, taxes and third-party ATM charges could apply.

Cashback: Check the current card program for rewards in your country; don’t assume a fixed cashback rate is offered. Supported currencies: Card supports local currency, USDC and eligible cryptocurrencies within the Coinbase account. Where it can be accessed: Coinbase has provided a list of countries to be eligible for the EU and the UK customers must prove they are resident and provide identity verification

Coinbase Card Feature

Feature	Explanation
Crypto and Cash Spending	Spend eligible crypto assets or supported cash balances from your account.
Visa Merchant Acceptance	Make supported online and in-store payments at Visa merchants.
Account Integration	Manage eligible funding balances and card transactions through Coinbase.
Transaction Tracking	Monitor card activity and review transaction details through supported account tools.

Conclusion

To summarize : Choosing the Best Crypto Cards for EU Residents like Wirex depends on your spending habits, preferred cryptocurrencies, fees, cashback rewards and country eligibility. Nexo, Crypto.com, Bitpanda and other providers offer cards with different payment features and benefits.

Compare supported assets, conversion charges, withdrawal limits and security options before you apply. Make sure to check the latest terms and availability by region to find a crypto card that fits your everyday finance needs.

FAQ