This article outlines some of the best crypto Visa cards and their distinguishing features, rewards, and advantages.
With these cards, you can spend your crypto as seamlessly as cash, and earn crypto as well on your daily expenses.
Visa crypto cards offer unprecedented cash Visa cards. crypto cards are beneficial for both seasoned and novice crypto clients as they integrate seamlessly into your digital asset strategy and flexible finances.
Key Points & Best Crypto Visa Cards
Gemini Credit Card- Offers up to 3% back in crypto on dining, 2% on groceries, and 1% on other purchases. Rewards are instantly deposited into your Gemini account in real time.
Crypto.com Visa Card- Earn up to 5% cashback in CRO tokens depending on the card tier. Perks include free Spotify, Netflix, and airport lounge access for higher-tier cards.
BitPay Card– Allows you to convert crypto to USD and spend anywhere Visa is accepted. Offers 1% cashback in Bitcoin on purchases at eligible merchants.
Coinbase Card– Spend crypto directly from your Coinbase account with no annual fee. Earn up to 4% back in crypto rewards with rotating crypto options.
Nexo Card– Spend without selling your crypto—uses crypto as collateral. Earn up to 2% cashback in BTC or NEXO tokens.
Venmo Credit Card– Earn up to 3% cashback and automatically convert rewards into crypto. Integrated with the Venmo app for easy crypto management.
Gnosis Pay Card– Linked to your Gnosis Pay account, enabling crypto spending via Visa. Designed for seamless integration with Web3 wallets.
Binance Visa Card– Earn up to 8% cashback in BNB depending on your Binance holdings. Supports multiple cryptocurrencies and offers zero annual fees.
BlockFi Bitcoin Credit Card– Earn 1.5% back in Bitcoin on every purchase. No annual fee and no foreign transaction fees.
Wirex Card– Offers up to 8% crypto rewards on purchases. Supports multiple cryptocurrencies and fiat currencies with real-time conversion.
10 Best Crypto Visa Cards
1. Gemini Credit Card
The Gemini Credit Card has no annual fee and has instant crypto rewards. Users get crypto back at 3% for dining, 2% for groceries, and 1% for all other purchases.
Gemini differentiates itself with its system of delivering rewards—every time you make a purchase, crypto gets modified into your Gemini account.
Your purchase rewards can be any of the 60+ cryptocurrencies available. Your card is issued by WebBank.
Having no monthly statements to wait for is perfect for active crypto investors wanting their rewards.
| Feature | Details |
|---|---|
| Rewards | Up to 3% back in crypto (dining), 2% (groceries), 1% (other purchases) |
| Crypto Options | Over 60 supported cryptocurrencies |
| Reward Timing | Instant crypto rewards after each transaction |
| Fees | No annual fee |
| Issuer | WebBank |
| Security | Real-time fraud protection and transaction alerts |
2. Crypto.com Visa Card
Depending on how much CRO you stake, Crypto.com’s Visa Card gives 5% cashback in CRO tokens, in addition to other cashback received on purchases made with the card, rising to 5% depending on the tier you unlock.
Tiers in increasing order of benefits are Midnight Blue, Ruby Steel, Royal Indigo, and Obsidian, and unlock features such as free Spotify, Netflix, Amazon Prime subscriptions, and even lounges in airports.
You may also earn CRO rewards with the card, which you can convert to other crypto and fiat currency. You can use the card all over the world, and it works with the Crypto.com app
Which allows you to manage crypto and cash, biometric sign in, and real-time conversion of crypto. This card is suited to crypto users who prefer use their crypto with fiat lifestyle features instead of cash.
| Feature | Details |
|---|---|
| Rewards | Up to 5% cashback in CRO tokens |
| Tiers | Midnight Blue to Obsidian (based on CRO stake) |
| Perks | Free Spotify, Netflix, airport lounge access (higher tiers) |
| App Integration | Full control via Crypto.com app |
| Fees | Varies by tier; some require CRO staking |
| Global Acceptance | Accepted worldwide wherever Visa is supported |
3. BitPay Card
The BitPay Card enables the conversion of cryptocurrency into dollars, allowing cardholders to spend dollars wherever Visa is accepted.
Cardholders can spend Bitcoin, Ethereum, Litecoin, as well as other stablecoins. Bitcoin rewards of 1% are given on eligible purchases, and cardholders can instantly reload the BitPay Wallet.
There are no monthly service fees, and cardholders can perform land spend control, spend analytic’s, and other account audible security features on the BitPay app.
This card is especially exceptional to spend cryptocurrency on-the-go using Visa, without the hassle of manually selling cryptocurrency and is probably the only card that’s compatible with Apple Pay and Google Pay.
| Feature | Details |
|---|---|
| Rewards | 1% cashback in Bitcoin |
| Supported Crypto | BTC, ETH, LTC, DOGE, stablecoins |
| Conversion | Crypto to USD at time of purchase |
| Mobile Wallet | BitPay Wallet integration |
| Fees | No monthly fees |
| Compatibility | Works with Apple Pay and Google Pay |
4. Coinbase Card
The Coinbase Card enables you to spend cryptocurrency directly from your Coinbase account and earn up to 4% in crypto rewards.
Cardholders can select from various cryptocurrencies to earn rewards, including Bitcoin, Ethereum, and Stellar Lumens, as well as several others thanks to a rotating rewards program.
With no annual fee, easy contactless payments, and real-time USD conversion at the time of purchase, the card makes crypto spending versatile and hassle-free.
The Coinbase app allows easy and seamless management of the cards, where users get real-time tracking of crypto spending.
Coinbase account holders looking for more rewards will appreciate the everyday spendability of crypto.
| Feature | Details |
|---|---|
| Rewards | Up to 4% back in crypto |
| Crypto Options | Rotating list including BTC, ETH, XLM |
| Conversion | Crypto to USD at point of sale |
| App Integration | Managed via Coinbase app |
| Fees | No annual fee |
| Payment Methods | Contactless, mobile, and physical card |
5. Nexo Card
The Nexo Card is a credit card backed by crypto collateral which allows you to spend without having to sell your assets.
Nexo also offers a cashback of 2% in BTC or NEXO tokens. Nexo offers a crypto backed credit line which you can repay in fiat or crypto.
There are no monthly or annual fees and you can use Nexo cards on Google Pay and Apple Pay.
Nexo is perfect for long term holders who are looking for liquidy without having to sell their investments. Nexo also offers spending controls and realtime transaction alerts.
| Feature | Details |
|---|---|
| Rewards | Up to 2% cashback in BTC or NEXO |
| Credit Line | Based on crypto collateral |
| Repayment Options | Fiat or crypto |
| Fees | No monthly or annual fees |
| Compatibility | Apple Pay and Google Pay |
| Security | Real-time notifications and spending limits |
6. Venmo Credit Card
The Venmo Credit Card provides 3% cashback on one of your top spending categories, 2% on another linked spending category, and 1% on the rest of your purchases.
An extra benefit of this card is the ability to convert cashback directly to crypto; this works with Venmo’s crypto feature and allows you to convert your cashback rewards to Bitcoin, Ethereum, Litecoin, and Bitcoin Cash.
The Venmo Credit Card is issued by Synchrony Bank and has convenient monthly balances and QR code payment features and payment features.
The Venmo Credit Card is targeted to those wanting to earn crypto rewards on everyday spending with the convenience of integration, eliminating the need for a crypto exchange, wallet, or other services.
| Feature | Details |
|---|---|
| Rewards | 3% on top category, 2% on second, 1% on others |
| Crypto Conversion | Cashback can be auto-converted to BTC, ETH, LTC, BCH |
| App Integration | Full control via Venmo app |
| Issuer | Synchrony Bank |
| Unique Feature | QR code payments and social sharing |
| Fees | No annual fee |
7. Gnosis Pay Card
Gnosis Pay Card, specifically crafted for Web3 users, lets them spend crypto from self-custodial wallets. It works within Gnosis Chain and offers access to Gnosis Pay Card’s DeFi integrations.
It offers real-time conversions between crypto and fiat currencies, and its Visa compatibility ensures global accessibility.
Though the card offers varying cashback, its most prominent advantage is real-time access and ‘spending in Web3’ infrastructure, where users control the spendable assets.
Payments are especially suited for DeFi developers, finance enthusiasts and DAO (Decentralized Autonomous Organization) members.
| Feature | Details |
|---|---|
| Wallet Integration | Connects to self-custodial Web3 wallets |
| Blockchain Support | Built on Gnosis Chain |
| Conversion | Real-time crypto-to-fiat conversion |
| Use Case | Ideal for DAO members and DeFi users |
| Acceptance | Works globally via Visa network |
| Security | Decentralized control over funds |
8. Binance Visa Card
Depending on your average monthly BNB holdings, the Binance Visa Card gives you up to 8% BNB cashback.
The card supports various cryptocurrencies, and at the moment of the purchase, your cryptocurrencies will be converted to fiat.
Annual fees do not apply, and the card provides spending analytics and security controls at your disposal on the Binance apply.
Users decide what cryptocurrencies to spend and track their rewards in real time. For those Binance users, this card is best for active trading and BNB holding, and in the crypto card market Binance is one of the most competitive cashback offers.
| Feature | Details |
|---|---|
| Rewards | Up to 8% cashback in BNB |
| Crypto Options | BTC, ETH, BNB, and more |
| Conversion | Crypto to fiat at time of purchase |
| App Integration | Managed via Binance app |
| Fees | No annual fee |
| Requirement | Cashback depends on monthly BNB holdings |
9. BlockFi Bitcoin Credit Card
The Bitcoin Credit Card from BlockFi is a no-annual-fee credit card. Customers receive 1.5% Bitcoin rewards, which increase to 2% annual crypto rewards after $30,000 is spent yearly.
Cash back rewards are deposited to the customer’s BlockFi account every month. The card carries a 3-month $3,000 spend requirement to unlock a $250-in-Bitcoin sign-on bonus.
With the ease of integration into BlockFi’s suite of services, the card is issued by Evolve Bank & Trust.
For those who are most interested in Bitcoin, the card is a great way to earn more BTC just by making everyday purchases.
| Feature | Details |
|---|---|
| Rewards | 1.5% back in Bitcoin (2% after $30K spend) |
| Bonus Offer | $250 in BTC after $3,000 spend in 3 months |
| Deposit Timing | Monthly BTC deposits to BlockFi account |
| Fees | No annual fee |
| Issuer | Evolve Bank & Trust |
| Compatibility | Works globally with Visa network |
10. Wirex Card
Depending on your subscription level, the Wirex Card provides as much as 8% cashback on purchases, which comes in the form of WXT tokens.
The card supports more than 150 different currencies, providing real time and readily exchangeable competitive rates for both cryptocurrencies and fiat currencies.
The Wirex app which provides features for budgeting, crypto exchange, and crypto staking, is linked to the card as well.
The app also rewards users as part of the Wirex Cryptoback program. It is great for high reward and flexibility when access a diverse geographies for a single card and for users of crypto who travel the world.
| Feature | Details |
|---|---|
| Rewards | Up to 8% cashback in WXT tokens |
| Currency Support | 150+ crypto and fiat currencies |
| Conversion | Real-time crypto-to-fiat exchange |
| App Integration | Wirex app includes staking and budgeting tools |
| Unique Feature | Cryptoback™ rewards program |
| Global Use | Accepted worldwide |
Cocnlsuion
In conclusion, Crypto Visa cards integrate the world of digital currencies with everyday transactions effortlessly.
Services such as Gemini, Crypto.com, and Binance provide users the opportunity to earn cryptocurrency, access premium rewards for cards, and manage their personal finances conveniently.
Whether users want cashback, staking rewards, or benefits in the Web3 ecosystem, a card suited to their specific needs is available. Hence, converting cryptocurrency to tangible value is easier than ever.
FAQ
A payment card that lets you spend cryptocurrency like regular money via the Visa network
Most cards auto-convert crypto to fiat at the time of purchase.
Binance Visa Card offers up to 8% cashback in BNB, depending on holdings.
Many cards, like Gemini and Coinbase, have no annual fees.
Yes—cards like Gemini, BlockFi, and Crypto.com offer rewards in crypto.